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There are primarily two types of car leasing: (a) An operational lease (also known as contract hire), you don't actually own the car you just pay a monthly fee to keep it for a period typically between two to five years; and, (b) Lease/Buy (also known as contract purchase), you pay a monthly fee to keep the car but you have the option to buy the car at the end of your contract (for a price agreed at the time of signing the original contract).

Therefore, the decision that must be made ...